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Uncategorized A Quick Lesson in DTI WHAT is DTI? DTI stands for “debt-to-income” and it’s a ratio of your monthly payments divided by your total monthly income. It is one of several pieces of getting approved for a home loan. What qualifies at debt? Debt includes auto loans, personal loans, credit cards, financed items, etc. Debt does NOT include medical bills, […]
Buying/Selling Can you work with multiple agents? How to hire a realtor. The real first step: So, you’re ready to make a move and you don’t know where to start? The first step in the homebuying or home selling process is to hire a realtor – and only one. You cannot have multiple agents searching for your next property.  When you are ready to purchase a new […]
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